Mail Order Pharmacy Guide: 25 Tips to Save Money and Time

Thinking about switching to a mail order pharmacy or optimizing the one you already use? A mail order pharmacy is a licensed pharmacy that fills your prescriptions and ships them to your door, making it especially useful for long term therapies. Here is a simple guide that covers everything from enrollment to emergency planning, with quick facts and practical steps along the way.

1. Mail order pharmacy overview

A mail order pharmacy is a licensed pharmacy that fills your prescriptions and ships them to your door. It is especially useful for long term therapies.

Fast facts

  • About 15 percent of U.S. adult prescription users had at least one prescription delivered by mail in 2018.

  • Only about 5.8 percent of roughly 4 billion prescriptions are filled by mail each year, so many people still have not tried it.

  • Use is highest for chronic conditions. Cardiovascular and metabolic medicines are the most common categories among mail users.

  • Distance matters. Mail order use rises about 20 percent for every 10 miles farther a person lives from a store pharmacy.

  • The VA mails roughly 80 percent of veterans outpatient prescriptions.

2. Check eligibility for mail order medication

  • Most insurance plans include a mail order pharmacy benefit, sometimes with a preferred provider.

  • Many routine medicines qualify. Some controlled substances can be mailed only if the pharmacy meets strict DEA rules and chooses to offer it.

  • Specialty drugs may ship through a dedicated specialty mail service.

  • You can also pay cash without insurance if you prefer.

Tip: Confirm your plan’s preferred mail service and what is eligible before you start.

3. Choose 90 day supplies for maintenance meds

A core advantage of a mail order pharmacy is easy access to 60 or 90 day fills.

Helpful evidence

  • Patients with heart disease on statins were more adherent with 90 day refills, 83.1 percent versus 75.3 percent with 30 day fills.

  • Similar adherence gains of roughly 8 to 12 percentage points show up for other chronic drug classes.

Ask your prescriber to write a 90 day quantity with refills for any long term medication.

4. Use copay and cost saving opportunities

  • Plans often price 90 day mail fills as two copays rather than three.

  • Generics usually cost 80 to 85 percent less than brands. A mail order pharmacy will substitute an FDA approved generic unless the prescriber indicates no substitution.

  • Cash pay models can be very affordable for many generics.

5. Complete enrollment and account setup

Enrollment usually takes 10 to 15 minutes online or by phone. Have ready

  • Insurance details

  • Prescriber information

  • Allergies and conditions

  • Payment method and delivery address

The first shipment can take longer while your information is verified. If you need medicine now, pick up a 30 day supply from your local pharmacy while mail is set up.

6. Transfer prescriptions smoothly

You can move active prescriptions from a local pharmacy.

Ways to transfer

  • Pharmacist to pharmacist transfer for eligible non-controlled meds with remaining refills

  • Your provider issues a new prescription to the mail order pharmacy

  • The mail pharmacy initiates the request with your permission

Start when you have at least two weeks of medicine on hand.

7. Ask your provider to e-prescribe to the mail pharmacy

Nearly all prescribers use electronic prescribing and can route directly to your chosen mail order pharmacy. For controlled medications, secure e-prescribing modules are required in many programs. Give your provider the exact pharmacy name and details.

8. Pick shipping and delivery options

  • Standard shipping is usually free and arrives by USPS or commercial carrier.

  • Expedited options such as overnight or 2-day are available for a fee (which can be waived, in some cases, when medically necessary).

  • You can select home, work, or a caregiver address.

Quick look at common options

Option

Typical speed

Cost to you

Best for

Standard shipping

2 to 5 days in transit

Usually free

Routine refills

Expedited 2 day

2 days in transit

Fee applies

Time sensitive starts

Overnight

Next business day in transit

Higher fee

Urgent needs or heat waves

Signature required

Same speeds as above

Sometimes small fee

High value or controlled meds, package security

9. Know delivery times and tracking

After the order ships, delivery often takes 2 to 3 days. Most pharmacies provide tracking by email, text, or in the app. If a package stalls more than a week after shipment, contact support for a trace or replacement.

10. Handle temperature sensitive meds correctly

Refrigerated or heat sensitive drugs ship in insulated packaging with cold packs and often with faster methods. Open the box as soon as it arrives and store as labeled. If a cold pack is warm and a temperature indicator shows an excursion, call the pharmacy before using the medicine.

11. Understand signature requirements

Most packages do not need a signature. You may see a signature requirement for controlled substances, high value drugs, or refrigerated items. If package theft is a concern, ask to add a signature or redirect to a staffed location.

12. Use auto refills and refill reminders

  • Auto refill programs prepare and ship your next fill before you run out.

  • Email, text, or app reminders prompt you to approve or delay.

  • Many mail services can synchronize multiple medications to the same schedule.

Better refill support is a key reason a mail order pharmacy often improves adherence.

13. Manage prescriptions in the portal or app

Your online account typically lets you

  • See active prescriptions and refill counts

  • Order refills or move up a shipment

  • Track packages in real time

  • Update payment details and addresses

  • Message a pharmacist for non urgent questions

  • Adjust notification preferences

14. Get pharmacist access 24/7

Licensed pharmacists are available by phone and often chat. Use them for questions regarding:

  • How to take your medication and what to expect

  • Interaction checks

  • Order problems or emergency options

15. Understand generic substitution

A mail order pharmacy will dispense an approved generic when available unless the prescriber or you request brand only. Generics account for about 90 percent of prescriptions nationwide and deliver major savings. Pill color or shape may change when the manufacturer changes, which is normal. Always check the drug name and strength.

16. Review insurance claims and coverage

  • Mail claims process just like retail and count toward deductibles and out of pocket limits.

  • Plans often define specific mail tiers for 90 day fills.

  • Prior authorization and quantity limits still apply. Some plans require the first fill at 30 days before a 90 day mail schedule begins.

  • If you have two insurances, provide both for coordination of benefits.

  • Cash pay is an option when it is cheaper than your copay.

17. Set a preferred payment method

Add a credit card, debit card, or HSA or FSA card to avoid shipment holds. Many pharmacies charge after the order ships. Watch for emails if a payment fails so you can update details quickly.

18. Keep your delivery address current

Update your address before a move or travel. You can often set a temporary address for a single shipment. Check the shipping address on every order confirmation. Prescription packages may not forward reliably, so direct the pharmacy to the correct address.

19. What to do about damaged packages or incorrect temperature

  • If pills are broken or wet, or the labels are unreadable, do not use them. Photograph the problem and contact support for a replacement.

  • If a refrigerated medication arrives warm, call immediately. Most pharmacies will replace it at no cost when cold chain fails.

  • If tracking says delivered but nothing is there, check with neighbors or building staff, then contact support for a trace and reshipment if needed.

20. Follow drug recall and return instructions

If a lot you received is recalled, the pharmacy will reach out with steps. Stop using the medicine and follow return or disposal directions. You will receive a replacement product or an alternative as directed by your prescriber.

21. Plan for emergencies and disasters

  • Keep a small safety stock when possible, at least a week.

  • Many states and plans allow early or emergency refills during declared events.

  • If a storm is forecast, ask to expedite, hold, or redirect shipping.

  • Pack copies of prescriptions and a current med list in your go bag.

22. Dispose of sharps safely

Use an FDA cleared sharps container for needles and lancets. When full, use community drop off or a mail back program. If no program exists, a heavy plastic household container with a screw lid is a last resort as allowed by local rules. Never place loose sharps in trash or recycling.

23. Dispose of or donate unused medications

  • Look for a take-back program at a pharmacy or law enforcement site.

  • If you have unused, sealed meds and want to help patients in need, learn how donation works in SIRUM’s program for individuals.

  • If a take-back or donation program is not available, safely dispose of medicine by mixing it with unappealing material such as coffee grounds, then seal in a bag for trash. Scratch out personal info on bottles.

  • Certain high risk drugs on the FDA flush list should be flushed when take back is not available.

  • When allowed, unopened and unexpired non‑controlled meds can be donated through approved programs that help safety‑net clinics and charitable pharmacies. Long‑term care facilities can start on SIRUM’s nursing homes & assisted living donation page.

24. Embrace the benefits of home delivery

A mail order pharmacy can improve adherence and lower costs, especially with 90 day fills and automatic reminders. It also removes travel and wait time. Many people find that transparent pricing and regular delivery make chronic care easier to manage.

Curious about low cost generics delivered to your door and about donation options for surplus meds. Explore programs and patient solutions at SIRUM.

25. Use customer support when anything is unclear

Keep the pharmacy phone number handy. Call or chat for delayed packages, billing questions, changes to an order, or medication counseling. Quick outreach prevents lapses and fixes small issues before they become big problems.


How SIRUM fits in

SIRUM is a nonprofit that helps move unused medicines to people who need them and also powers affordable home delivery through Good Pill Pharmacy in select states. We also partner with industry via our manufacturers & wholesalers donation program.

  • Organizations and eligible individuals can donate unopened and unexpired medicines in many states. Pharmacies can donate surplus stock through SIRUM’s pharmacy donation program.

  • Safety‑net clinics and charitable pharmacies can receive donated inventory to serve uninsured and underinsured patients.

  • Patients seeking affordable home delivery for many common generics can learn about options through SIRUM.

If you are a clinic or a donor organization looking to reduce waste and increase impact, get started with SIRUM. Have surplus cancer therapies? Explore our oncology medication donation program. If you are a patient or caregiver, see how home delivery and donation together can stretch budgets and improve adherence at SIRUM.


FAQ about using a mail order pharmacy

How long does a mail order pharmacy delivery take

Most shipments arrive 2 to 3 days after leaving the pharmacy. Processing usually takes 1 to 2 days before that. Track each package in your online account.

Can a mail order pharmacy ship controlled substances

Some can, but they must follow strict DEA rules and not all pharmacies offer this service by mail. Check eligibility first.

Is a 90 day fill really cheaper

Often yes. Many plans price a 90 day mail fill at roughly two copays instead of three. Better adherence is a bonus, as shown in multiple studies.

What happens if my temperature sensitive medicine is warm on arrival

Do not use it. Call the mail order pharmacy immediately. They will advise on safety and usually replace it fast.

Will a mail order pharmacy always switch me to a generic

If a generic exists, substitution is the default unless your prescriber marks the brand-name medically necessary or you request it and accept the cost difference.

Can I change the delivery address for one shipment

Yes. Most portals let you set a temporary ship to address for a single order. Always verify the address in your confirmation.

What if my insurance requires prior authorization

Mail service does not bypass plan rules. The pharmacy can coordinate with your prescriber, but getting authorization approved early avoids delays.

How can I donate unused medication I cannot use

If the medicine is unopened, unexpired, and non‑controlled, see what is allowed in your state and start a safe donation through SIRUM. Have leftover IVF meds? You can donate fertility medications through SIRUM’s specialty program.


Use this checklist to make your mail order pharmacy experience smooth, affordable, and safe.


Get in Touch

We’d love to connect with anyone interested in learning more about our work.
crossmenuchevron-down
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram